It's that time of year again, you may notice stores already playing Christmas music and offering holiday sales for the early shoppers. The snow has started falling and the morning air has become crisper and chillier. All signs that winter is pretty much here! There are a lot of things that need to be completed before we can take on Canada's winter climate. Beat the rush by making sure you budget time to take your winter clothes out of storage and put winter tires on your vehicles.

A Friendly Reminder - Insurance end of year

As the end of the year is quickly approaching, if your dental plan is based on the calendar year, it may not roll over into the new year. Take advantage of your plan and book your appointment before the holidays so you can enjoy them without worrying about dental emergencies, and have a bright smile to ring in the new year! Also, if you have more significant dental treatments that you've been holding off from starting, speak to us about options to split it between your 2019 and 2020 insurance allotment.

Keep Smiling,